Is Your Bad Credit Car Loan History Stopping You From Obtaining Car Finance in Brisbane?
September 21st, 2016
Is Your Bad Credit History Stopping You From Obtaining Car Finance in Brisbane?
Whoever you are and whatever your situation, we can help
Do you have a ‘bad’ credit car loan history? Have you been refused loans in the past because of it? If so, we’re here to help. At Car Finance Australia, we will do whatever we can to help you improve your credit history, open up your access to future loan services and overall give you the fair chance that you deserve. If you’re looking for the best car finance in the Brisbane market, you’ve found it.
What Is Bad Credit History?
In Australia, your credit file doesn’t actually state whether your credit history is ‘good’ or ‘bad’ – instead, it simply records all of your credit history into a ‘credit report’ (which is then reviewed by any potential lenders). Your credit report contains information like the following:
- Previous applications for credit you have made
- The number of credit enquiries you have made in the last five years
- The types of credit you have applied for
- Your debt repayment history
- The names of lenders who have provided you with credit
People with credit reports that contain evidence of unpaid debt and late repayments can find it very difficult to secure loans. We hate to think of our customers being defined by their credit past, so we look at the future – Whether you are just beginning to establish financial standing, or have had difficulties with your credit rating in the past, we will work with you to make sure that you get a second chance.
At Car Finance Australia, we take the stress and confusion out of finding the right car finance to suit your personal or business needs. We have competitive rates, low monthly fees , in some cases no termination charges, and all of our car finance processes are easy, flexible and affordable.
Thanks to our range of car loan options, we can meet the needs of a wide range of customers, regardless of their financial situations. The lenders we partner with understand that our customers need flexibility and they are happy to help by providing affordable loans that are tailored to meet the individual needs of each and every customer.
How Can We Help You?
We provide a range of services including:
We also provide a number of insurance services.
Interested in one of our car finance solutions? Get a free quote.
Whoever you are and whatever you’re looking for, we will try our best to meet your car finance needs. Bad credit car loan history be danged.